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TIPS
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Money
Tips 1 - Create a budget. You've heard it before
but it is so true. A budget can help keep you on track money
by categorizing your expenses and making them more visible.
When you physically see your tallied expenditures, you'll be
more likely to save.
Money
Tips 2 - Start saving and investing while you're young.
The more time you have to save money and invest, the more your
investments will mature and make money for you.
Money
Tips 3 - Stay away from luxuries until you're rich. Unless
they're investments, large ticket items just drain your wallet.
Avoid the temptation.
Money
Tips 4 - Keeping your residence neat and organized will
help highlight the various features of your home. Unwanted clutter
can make a house seem smaller and less engaging to the buyer.
Money
Tips 5 - Avoid extended life insurance policies. You'll
just be throwing your money away.
Money
Tips 6 - Pay yourself first. Have a portion of your paycheck
automatically deducted so that you don't see it. There's an
old saying, "Out of Sight, Out of Mind." If you can't
see it, you'll be less likely to spend it.
Money
Tips 7 - Get rid of all your credit cards but one. Eliminate
the temptation of spending money.
Money
Tips 8 - Pay off your bills. - Period! Do not acquire great
debt.
Money
Tips 9 - Avoid wasting time. Trips to the beach or to Vegas
are nice but are you earning money? Be sure you balance your
vacation time with your work time. Nobody wants you to be a
workaholic but you also must understand that some people don't
work hard enough. They spend way too much time on vacation.
Money
Tips 10 - Learn new "money habits". Buy a piggy
bank and develop a daily routine of putting money in there.
You must be smart about spending as well as smart about investing.
This takes a little education and developing good habits. Practice
with small investments and work your way up to larger ones like
stocks and bonds.
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