| HOME |
|
SAVING
TIPS
- Saving Money, Thrifty Shopping |
|
Saving
Tips 1 - Keep your receipts and write down everything
you spend. At the end of the month calculate how much money
you're spending on different things (groceries, eating out,
entertainment, clothes, gas etc.) This is a good way to make
you more aware of how you are spending your money. You might
realize that you're spending a lot more money in a particular
area than you thought because little expenditures are adding
up (spending a few bucks on coffee every day doesn't seem like
much until you see how the cost adds up over time).
Saving
Tips 2 - If you have trouble spending too much money
try paying for everything with either cash or a debit card.
Don't use credit cards. Using a credit card can often make you
oblivious to how much money you are actually spending because
the process is so automatic.
Saving
Tips 3 - Develop a monthly budget and follow it. It's easier
to manage your money if you set precise boundaries for yourself
instead of having a vague idea in the back of your head that
you need to be careful with you money.
Saving
Tips 4 - Try to have three months worth of living expenses
saved up in the bank at all times. If you happen to lose your
job or are unable to work for a period of time, this saved up
money will prevent you from falling into debt while you are
unemployed.
Saving
Tips 5 - Don't go shopping just for fun. Arrive at the store
with a list of things you actually need and only purchase those
items. Chances are, if you didn't realize you needed the item
until you saw it, you probably don't really need it. Learn to
tell the difference between needs and wants. Be careful of impulse
buying. Take time to think about whether you will actually need
or even use the item that suddenly looks so appealing.
Gifts
for Bankers
Saving
Tips 6 - Eat out less. Easting out can more than triple
the amount of money you spend on food!
Saving
Tips 7 - Try buying things used. You can get a lot of great
stuff used, anything from cars to clothes.Shopping at a Salvation
Army or Goodwill store is a great way to buy second hand clothes.
Just dont forget to pass along the favor by donating clothing
you no longer wear.
Saving Tips 8 - Why not check out the bakery "thrift
stores" in your area? Most major bakers operate these stores
in areas near their local bakeries. They sell bread, snack cakes
and other bakery items that are literally one or two days old;
while they're not quite as squishy-soft as the fresh bread in
your supermarket, you'll save some cold hard cash in the bargain!
And besides, day-old bread makes better sandwiches than fresh
bread!
Saving Tips 9 - Try buying things used. You can get a
lot of great stuff used, anything from cars to clothes.Shopping
at a Salvation Army or Goodwill store is a great way to buy
second hand clothes. Just dont forget to pass along the favor
by donating clothing you no longer wear.
Saving
Tips 10 - Make sure you have a savings account and DON'T
TOUCH IT! A lot of people borrow from their savings account
like it's cash in their wallet. Their intentions are good but
they're not helping themselves. Make up your mind that you will
never go into your savings account once its started. Let it
build and one day you'll have a lot of money sitting there at
your disposal.
Saving Tips 11 - You'll save yourself all kinds of money
if you can avoid going grocery shopping when you're hungry.
People tend to spend more money on junk food and stuff they
don't need when they shop hungry.
Saving Tips 12 - With the economy being down, Credit
Card companies are looking to raise their revenues and one of
the easiest ways is for them to raise the interest rates on
their existing customers. However, you have the option to cancel
your account if you do not want to accept a higher interest
rate. You can close your account and continue on your established
payment plan and interest rate until the account is closed.
Links
Find
more Saving
Tips at LeaveaTip.com
Stay
tuned for more Saving Tips!

AddTips.com
- 1000's of TIPS on eveything you can imagine.
If you have tips to share, please add them to our site!
| AddTips.com |
 |
|